Short illustration on how much impact a few minutes of 401(k) plan tweaking can bring.
If you are near retirement, your target plan is probably too conservative, and here is another reminder for you to check it.
For each $100K in the retirement account, you could have earned $8K more this year if you spent 10 minutes rebalancing your portfolio. If you are 60, statistically you have another 25+ years of life, and being too conservative costs you a lot.
See a practical example of how to rebalance a sample Fidelity account