Tag: basics
-
Roth IRA and Roth 401K – start now
The thing is big. Especially if you are young and poor. You only allowed to put 7K/year per person to Roth IRA and only if you earn not a lot. And this is for a reason. It is so great that rich people would flood this account with money if given a chance. So do…
-
Get yourself a credit card, and one more
✅ Action Plan: Start Building Credit — the Smart, Worry-Free Way 1. Get a no-fee credit card early 2. Use it regularly — but wisely ⚠️ If your limit is small (<$1,000), hitting 30% is easy. Just pay it down next month.It won’t hurt long-term credit unless you’re buying a car/house right now. 🧠 Why…